Privacy Policy & Terms of Service

Our website addresses are: stellafosse.com; elderotica.com; mypalaceofwisdom.com

This policy helps you to understand how we collect, use, communicate and make use of personal information.
When accessing any of our websites, you will share certain information during your visit.

Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

Cookies
Similar to other commercial websites, our website utilizes “cookies” (more below) and server logs to collect information about how our site is used. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our site, and the websites that referred you to us or we link to, as well as your IP address. A cookie is a small text file, which may include an anonymous unique identifier. When you visit a website, that site asks for your permission to store this file on your computer. Your browser only permits our to access the cookies previously sent to you, not cookies sent to you by any other site.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies and screen options cookies may last for up to a year. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited.

Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

IP Addresses
An IP address is used by your computer every time you are connected to the internet in order to identify your computer. Your IP address is automatically collected by our websites as part of demographic and profile data so that data (such as the webpages you request) can be sent to you.

Email
We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and we will not provide your personal information to any third party individual, government agency, or company at any time unless strictly compelled to do so by law. We will use your e-mail address solely to provide information about and related to your interest in Stella Fosse and her websites. We will maintain the information you send via e-mail in accordance with applicable laws.
If you choose to correspond with us through email (for example by making a comment or completing a form on the web site), we may retain the content of your email messages together with your email address and our response(s). This also applies when you register for our website, sign up through any of our forms using your email address or make a purchase on this site.

CAN-SPAM Compliance
In compliance with the CAN-SPAM Act, all e-mail sent from our organization will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further e-mail communication from us.

Choice/Opt-Out
We provide users the opportunity to opt-out of receiving communications from us by reading and following the unsubscribe instructions located at the bottom of any e-mail you receive from us.

How Do We Use the Information That You Provide to Us?
In general we use your personal information for purposes of administering our business activities, providing customer service and making available other items and services to you. We will not obtain personally-identifying information about you when you visit our site unless you choose to provide such information to us. Such information is never sold, exchanged, bartered or otherwise transferred to unaffiliated third parties without your approval at the time of collection.
We may disclose your information when legally required to do so.

What rights you have over your data
If you have an account on our site(s), or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.
You can request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Use of External Links
Our websites may contain links to many other websites. We cannot guarantee the accuracy of information found at any linked site.

Access
By accessing this web site, you are confirming that you are over 21, that you understand that some material here may be considered adult audiences only, and are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Intellectual Property Rights
The materials comprising and contained within this web site are protected by applicable copyright and trademark law.
All copyrights, trademarks, patents and other intellectual property rights in and on our website and all content and software located on the site shall remain the sole property StellaFosse.com or its licensors. The use of our trademarks, content and intellectual property is forbidden without express, prior written permission.

You must not:
Republish material from our website without prior written consent.
Sell or rent material from our website.
Reproduce, duplicate, create derivative works, copy or otherwise exploit material on our websites for any purpose, except where it is explicitly allowed.
Redistribute any content from our website, including onto another website, except where it is explicitly allowed.
Some Content may be made available under a more permissive license.

Acceptable Use
You agree to use our websites only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.
You must not use our websites to send unsolicited commercial communications. You must not use the content on our website for any marketing related purpose without our express written consent.

Restricted Access
We may in the future need to restrict access to parts (or all) of our website and reserve full rights to do so. If, at any point, we provide you with a username and password for you to access restricted areas of our website, you must ensure that both your username and password are kept confidential.

How Do We Protect Your Information and Secure Information Transmissions?
Email is not a secure medium of communication, so we request that you do not send private information to us by email.

Analytics
We may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

Disclaimer and Limitation of Liability
We make no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contained on our websites or any sites linked to this site.
All the materials on this site are provided “as is” without any express or implied warranty of any kind, including warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose.
In no event shall we or our agents or associates be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information, injury or death) arising out of the use of or inability to use the materials, even if we have been advised of the possibility of such loss or damages.

Policy Changes
We reserve the right to amend this privacy policy at any time with or without notice. However, please be assured that if the privacy policy changes in the future, we will not use the personal information you have submitted to us under this privacy policy in a manner that is materially inconsistent with this privacy policy, without your prior consent.

Contact
If you have any questions regarding this policy, or your dealings with our website, please contact us here:

Stella Fosse, 125 S Estes Drive #4311, Chapel Hill, NC 27514. Email webmaster[at] stellafosse [dot] com.

14th April, 2019